Free · 3 minutes · No obligation
值得您信赖的房地产顾问

Can you actually afford to upgrade from your HDB?

Answer 3 quick questions and see your indicative condo budget — worked out the way a bank would, in about 60 seconds. Free, and no sign-up needed to see your number.

Built by Lucas Ang, CEA-licensed ERA advisor (R071020C), MSc Asset & Wealth Management, ex-banker.

Why this isn't the usual agent pitch

Bank-grade logic.

TDSR at 55% with the 4% stress floor, tenure capped by your age, 75% LTV, and the full BSD/ABSD bill — the same constraints your banker applies.

Honest about sequence.

Sell-first and buy-first give very different answers. The tool shows you why — including the ABSD you'd front and the funds you'd lock up.

Three minutes, then decide.

Get the read, keep the report, and only book a call if it's genuinely useful to you.

Start here — your number in ~60 seconds

3 quick steps · rough figures are fine · no sign-up to see your result.